Posts by Todd Christensen
What Happens to Your Relative’s Collection Debts When They Die?

When the unimaginable or the unbearable happens, and you lose a spouse, parent, child, or sibling, the last thing you want to deal with is collection agencies calling you to ask you to pay for your loved one’s debts. Unfortunately, many family members experience exactly this and aren’t sure what their legal responsibilities are or what their consumer rights are.

Read More
The Financial Impact of the Coronavirus (COVID-19)

What should you do financially to get through the coronavirus COVID-19 pandemic? Regardless of the current or coming health effects of COVID-19 on you or your family, the pandemic has affected and will continue to affect household finances for months and possibly a year or more. Having a plan, prioritizing spending, and using resources efficiently will be key to your financial stability.

Read More
What is Financial Freedom?

Financial freedom usually means having enough savings, financial investments, and cash on hand to afford the kind of life we desire for ourselves and our families. It means growing savings that enable us to retire or pursue the career we want without being driven by earning a set salary each year. Financial freedom means our money is working for us rather than the other way around.

Read More
Household Financial Starter Kit for Newlyweds

While many couples have planned for their big day, prepared for their honeymoon, and even put together projects for their future home life, too many have neglected to discuss and agree upon how they will set up and manage their household finances.

Money has become the number one topic of argument among couples in this country.

Read More
Tips on How to Save Money on Groceries

When visiting a grocery store, you must know ahead of time what you are looking for. Plan your trip after going through your pantry, fridge, and kitchen shelves. Delay your trip if you have enough to last the week. Avoid overstocking your pantry or fridge because it may lead to old products expiring before being used. That is the biggest waste of money on groceries.

Read More
The Twelve Books I Want to Read in 2021

Perhaps because I’m approaching my mid-50s, but many of the books I want to read in 2021 address preparing for some sort of post-employment life. I deliberately do not use the word, “retirement,” because it means so many different things to so many different people. To me, retirement still looks very busy, but a busy that I choose all day every day. Books I want to read this year will address financial freedom and how to build a life that allows you to go beyond 8-5.

Read More
Financial Literacy Game for High School Students

Since its launch a little over a year ago, Money Fit by DRS’s My Life My Choices – Student Edition has given nearly 5,000 students from more than 350 schools in all 50 states and Washington DC, 54 countries, and six continents the chance to learn the value of prioritizing their personal expenses through a hands-on, risk-free activity.

Read More