Past Articles From the Money Motivations Personal Finance Series, Designed to Motivate You to Live Debt-Free!
The idea of providing a financial wellness program to employees seems to be a recent development, but if you consider that the 401K is also a financial wellness benefit, we can agree that the history of financial wellness programs is older than it appears to be at first glance.
Read MoreEach chapter of bankruptcy has a specific reason for existing, along with a set structure to address an individual or business’s debt and how to proceed moving forward. It’s important to understand the differences between each chapter so that you can make informed decisions that will give you the knowledge and ability you need to successfully navigate your bankruptcy, with or without the aid of an attorney.
Read MoreFrom its terminology to its portrayal in popular culture, bankruptcy presents a confusing picture of how its processes work and how filers go about actually getting protection for their assets. You hear the term, “Declare bankruptcy,” but where do you declare it, and how do you declare it?
Read MoreThe first part of our four-part series titled Bankruptcy in America examines why people file for bankruptcy. We review some of the most famous bankruptcy filers and emphasize that bankruptcy can indeed happen to anyone. We also take a look at the numbers of bankruptcy filers, as well as the variety of reasons why they chose bankruptcy as a solution to their financial situation.
Read MoreMoney Fit by DRS Inc. is publishing a four-part series to explain the bankruptcy process in great detail. Our intention is to create a guide for individuals looking to understand the bankruptcy process so they can make informed decisions on whether this is an alternative to dealing with their debt that they should explore further.
Read MoreCredit cards, when used responsibly, can be a helpful tool that can help you come up with funds for unexpected needs such as a car repair, large appliance purchase or even to pay an unexpected medical bill, when savings are thin. But what are the signs of too much credit card debt, and what can you do once a problem is recognized?
Read MoreOur flagship financial education online program from Money Fit by DRS, has received the Outstanding Consumer Financial Information Award from the Association for Financial Counseling and Planning Education (AFCPE). The official awards ceremony will take place at the AFCPE’s annual awards banquet on Wednesday, November 20 at its annual Symposium, held this year in Portland, Oregon.
Read MoreLeveling up is all about growth. While the leveling up does start at the moment you begin the game, the real fun will begin once you’ve taken out the enemy. This is where continuing personal growth and keeping patient, yet diligent come in to play. This is where you build your skills and fine-tuning your efforts. Here you’ll be tasked with improving your financial security because the goal wasn’t to wipe out debt, it was to increase your net worth.
Read MoreIs a payday loan right for you? Let’s review some of the largest payday lenders in America, how the loans work, how much they cost, who uses them and why.
Read MoreGetting a late start on retirement savings can be challenging but it isn’t impossible. Don’t get defeated, instead find motivation in setting manageable goals!
Read MoreIn hindsight, the 52 Week Savings Challenge feels a bit off the mark. While true, something is better than nothing, if half of Americans have no savings, they'll likely need to cover more ground quicker but more even keel.
Read MoreYour benefit package can hold the key to helping employees overcome their financial weaknesses and deliver the tools and resources to assist them in becoming financially fit and prepared.
Read MoreWith financial wellness programs still being relatively new to most leaders, it can be easy to get lost in the process of finding a provider with the right services in the right location at the right time and for the right price.
Read MoreFor many good reasons, employers are beginning to take notice of their employee’s financial wellness. There is a range of benefits that a well-rounded employee financial wellness program provides to both the company and the employee.
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