You may already be beating yourself up over your crazy year-end spending, and the holiday season isn’t over yet. If so, know that you’re not alone. Many individuals easily rack up debt during the last quarter of the year because, well, everyone’s in the mood to shop and indulge.Read More
Your checking account allows your cash to flow. If you find yourself with a closed bank account, it can cause a lot of financial stress and perhaps drive you into debt or late payments. A lot of people don’t know that the decision to keep your account open or not rests with the bank’s discretion. If you want to find out the three most common ways a bank account gets shutdown and how to avoid it, read on.Read More
As a freelance actor, writer, and content creator, this did not apply to my life. At all. I tried to get my financial life in check by “percentaging out” my paychecks, but sometimes I didn’t have anything coming in. After many frustrating years, I realized I had to take matters into my own hands. Through trial and error, I finally came up with a system that works for me when it comes to budgeting through the ebbs and flows of income, and I want to share it with you.Read More
These days, a lot of people view credit cards as a necessity — credit cards are convenient, often offer great rewards systems, and build your credit score. Plus, credit cards use the bank’s money, which makes transactions more secure. But when used incorrectly, credit cards can adversely affect your credit score and even affect your financial security.Read More
What are the best ways to consolidate credit card debts and collections during and after the coronavirus pandemic?
The best debt consolidation options during and after the coronavirus pandemic include do-it-yourself repayment plans, debt management programs through nonprofit credit counseling agencies, and, in cases of well-established consumer discipline, debt consolidation loans.Read More
Every one of us has to incur debts to manage our financial life. But many of us don’t know the realities behind debt myths. So, let’s find out some of the realities behind popular debt myths so that we can manage our financial life in a better way.Read More
How can you, as an employer, approach employees that you believe are struggling with debt? Let’s look at some of the signs to look for and what options we have in regards to addressing the potential issue.Read More