Posts tagged financial education
How Victims Can Minimize the Impact of Financial Scams & Fraud

It is an unfortunate reality that, similar to technology, professional scammers also evolve. Precisely because they’re professionals, they’re good at what they do and see an opportunity to victimize anyone at every turn. They use everything at their disposal to make themselves look credible and trustworthy to potential victims. So, if you become a victim, here are the things you can do to minimize the problems that may arise.

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How To Avoid Financial Scams and Fraud

It’s important to be aware that scammers and fraudsters are relentlessly finding new ways, day in and day out, to victimize us and run away with our hard-earned money. They’re not only innovative with their techniques as technology advances, but at the same time, the stories they employ to either overwhelm or entice us are constantly evolving.

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Bad Credit No Credit

You can build credit from scratch faster than you can rebuild bad credit since negative activity remains on your history for seven years or more. Additionally, most lenders who claim to offer loans and credit lines to consumers with poor credit will also loan to those with no credit.

As with everything in life, you will find exceptions to this rule. However, I have found that most people asking this question already have bad credit, or they have had poor credit in the past and worry about a family member or friend going through similar experiences.

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Financial Education Through Generations

Americans have not always prioritized financial education even though knowing how to make informed decisions about managing finances and avoiding risks forms a critical foundation to long-term stability. From investing in land and crops in the past to buying cryptocurrency today, people should take financial literacy seriously since it plays a vital role in anyone’s attempt to build wealth.

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How to Avoid Credit Card Fraud During the Holidays

The holidays represent a time of extreme spending and frenzy. If you are in a hurry to complete your holiday shopping while planning parties and other festivities, you might not pay as much attention to your finances or suspicious charges. Fraudsters know this and take advantage of this busy time and increase their criminal activity during the holiday season.

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Why Do People File For Bankruptcy?

The first part of our four-part series titled Bankruptcy in America examines why people file for bankruptcy. We review some of the most famous bankruptcy filers and emphasize that bankruptcy can indeed happen to anyone. We also take a look at the numbers of bankruptcy filers, as well as the variety of reasons why they chose bankruptcy as a solution to their financial situation.

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