Past Articles From the Money Motivations Personal Finance Series, Designed to Motivate You to Live Debt-Free!
Did you know that a recent Consumer Reports study determined that about one-third of the US population have errors, both significant and insignificant, on their credit report?
Shocking, right? After all, you readily accept your credit score as accurate and never even question it because you consider its source trustworthy. But 34% is a huge number and hard to argue with!
Read MoreThe tool can help you with four of the five items on Money Fit’s list of steps from its Ultimate Household Budgeting Guide. It can’t help you set your financial goals, but it can help you record expenses and earnings, calculate expenses, and find and fix weak spots.
Read MoreBuying a new home? What a milestone! No more rental money going into someone else’s pocket; no more wondering how long until the landlord sells your place. Getting the keys to a first, fully owned property is a special moment and one to treasure.
Read MoreOur children quite literally embody the future. While they are full of wonder with all of the possibilities that the future holds, we can do things now that will help them prepare for handling their own finances when they become an adult.
Read MoreGraduating from college is a huge achievement — congrats if you’ve recently received your diploma! However, along with the pomp and circumstance, lay a few more serious responsibilities to pay attention to. That includes your budget.
Read MoreLearn how to fix your bills and make managing finances easier. The more fixed your expenses are, the better. The more periodic your expenses are, the more financial crises you will likely experience.
Read MoreThese personal banking tips highlight just a few of the ways you can improve how you invest your time in managing your accounts and making wise financial decisions. Going forward, continue to compare bank account options to find the right fit so your money will work harder and more efficiently for you.
Read MoreBankruptcy is like a divorce from your debt. You will feel freedom and relief after letting go of the weight of an unmanageable debt load, but it hits like a wrecking ball on your credit score. Even though bankruptcy will stay on your credit for several years, you can work on repairing your credit and avoid doing anything to damage it while those years pass. Follow these steps to build and repair your credit during and after your bankruptcy filing.
Read MoreCredit cards, when used responsibly, can be a helpful tool that can help you come up with funds for unexpected needs such as a car repair, large appliance purchase or even to pay an unexpected medical bill, when savings are thin. But what are the signs of too much credit card debt, and what can you do once a problem is recognized?
Read MoreWith the rising costs of living, many people consider adopting a more frugal lifestyle. Fortunately, it is possible to save money on your day-to-day life and still enjoy a healthy lifestyle.
Frugal living does not need to be about deprivation, as it is possible to live smarter and still make healthy choices. Here we will explore how to balance frugality and a healthy lifestyle with some tips and tricks to make it easier.
Read MoreWhile we all know that life can throw us its curveballs, when it comes to personal finances, many of us do not plan for the unexpected. Though you may feel that you are on top of your finances – being able to manage regular bills, ongoing expenses and saving for your next vacation, etc. – when it comes to paying big bills that you were not planning for, how money fit are you? Could you easily come up with the cash in an emergency? How much?
Read MoreChrometophobia, or the fear of money, can be a roadblock on your way to financial freedom. Paying attention to your finances is key to staying on top of your bills and maintaining a good credit score. If that sounds impossible, these tips can help you manage your finances without having to do serious number crunching every day.
Read MoreWe all know we need to save for retirement, but how many people do, really? And if they do, are they doing enough? A recent study shows that the average American household has only $8,863 in savings - not much at all when you consider that someday your income stream will cease and probably not be wholly replaced by Social Security.
Read MorePeople declare bankruptcy to be relieved from their debts; to restart with a clean slate. However, there is often an underlying and more nagging reason why people choose to take this route despite the consequences.
Read MoreYou can start saving up for retirement at 18 or 40 — a retirement account benefits you at any age, although most financial advisers agree sooner is better. Many people don't consider retirement savings because of debt or other financial concerns, but growing your account is easier than you think.
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