advice — Personal Finance Articles and Topics

As a couple, it might seem wise to combine your finances. It makes sense, right? You share a lot of the same expenses. However, you might find it surprising to hear that 20% of people regret merging their bank account with their partner and tend to argue at least once a week about money with their significant other, as stated in this study. Yikes.

You will want to avoid the catastrophic results many couples experience when they make one or more of these five common mistakes. Enjoy peace of mind and financial stability when you avoid these joint account missteps.

Guest WriterJuly 13, 2021couples, finances, advice, goals

Should Young Adults Get a Money Market Account or a CD

If you’re between your 20s and early 30s, you must make solid financial choices. One such choice involves which type of bank account (or accounts) you should open to reach your savings goals.

With all the pressure from work, finishing studies, or paying off debt, you have no time to figure out whether x banking product makes sense for you.

Nonetheless, these dull-sounding products can pave the way to reaching your financial goals faster, depending on your situation.

In this post, you'll learn whether it makes sense, as a young adult, to open a money market account (MMA), a certificate of deposit (CD), both, or none. Let's dive in.

Guest WriterJune 24, 2021money market account, CD, investing, young adults, advice

For Richer or Poorer

Improve your credit score with these practical tips. They work regardless of whether you are trying to improve a poor score to a good score or a good score to an excellent score. Using these strategies can help you to achieve your credit goals.

Guest WriterApril 16, 2021advice, save money, couples, financial tips

How to Improve Your Credit Score

Improve your credit score with these practical tips. They work regardless of whether you are trying to improve a poor score to a good score or a good score to an excellent score. Using these strategies can help you to achieve your credit goals.

Guest WriterApril 6, 2021building credit, improving your credit, check your credit score, advice

Easy Money? No. Easy Management? Yes.

Wouldn’t it be great if money didn’t exist at all? I’ve heard this many times and, to be honest, thought it myself when I was younger. We say this as if such as solution would solve all of our problems regarding class, want, and need, right? If only we didn’t have money, life would be fair and less stressful.

Todd ChristensenSeptember 21, 2020money management, money grow on trees, advice, everyday money, author, todd christensen

How to shop safely online

With technology changing the face of online shopping, we are becoming avid shoppers through our smart devices. Statistics say that around 70% of smartphone users make use of online payment options while purchasing anything on the Internet for ease of payment. Be it ordering food or booking an itinerary, booking a cab or recharging a pre-paid card, everything seems possible with the click of our fingers.

Guest WriterMarch 16, 2020money, advice, personal finance, financial security, scams

Drowning in Debt? Get Yourself Back on Track!

No matter how hopeless your debt situation may seem, taking the right steps can help you work toward financial freedom, even if it’s still a long way off. Here are 5 financial changes you can make today to help you work toward getting out of debt.

Guest WriterMarch 12, 2020money, tips, advice, personal finance, lifestyle

The 8 Best Financial Rules of Thumb You Won’t Regret

Everything gets a whole lot easier when you have a few key financial rules to keep your budget in check. Instead of hoping that you do not overspend every month, make sure you don’t even by giving yourself goals and guidelines.

These simple rules can give you the foundation you need to make better day-to-day financial decisions and get you one step closer to financial freedom.

Guest WriterMarch 10, 2020money, tips, advice, personal finance, lifestyle

What to Do If You Can’t Afford to File Bankruptcy

Are you struggling financially and considering filing bankruptcy? Here is a quick guide on ways you can file Chapter 7 or Chapter 13 bankruptcy with little or no money.

Guest WriterMarch 2, 2020money, tips, bankruptcy, advice, personal finance

How to Start a Small Business

Having a well thought out business plan is the first and most important step in starting your small business. Knowing exactly where you want to be within the first few weeks, months, and year as well as understanding what you’ll need to get there is vital in ensuring your success.

Guest WriterMay 28, 2019small business, advice, growth, model, information

Money Motivations Archive