Past Articles From the Money Motivations Personal Finance Series, Designed to Motivate You to Live Debt-Free!
It is an unfortunate reality that, similar to technology, professional scammers also evolve. Precisely because they’re professionals, they’re good at what they do and see an opportunity to victimize anyone at every turn. They use everything at their disposal to make themselves look credible and trustworthy to potential victims. So, if you become a victim, here are the things you can do to minimize the problems that may arise.
Read MoreIt’s important to be aware that scammers and fraudsters are relentlessly finding new ways, day in and day out, to victimize us and run away with our hard-earned money. They’re not only innovative with their techniques as technology advances, but at the same time, the stories they employ to either overwhelm or entice us are constantly evolving.
Read MoreYou can build credit from scratch faster than you can rebuild bad credit since negative activity remains on your history for seven years or more. Additionally, most lenders who claim to offer loans and credit lines to consumers with poor credit will also loan to those with no credit.
As with everything in life, you will find exceptions to this rule. However, I have found that most people asking this question already have bad credit, or they have had poor credit in the past and worry about a family member or friend going through similar experiences.
Read MoreAmericans have not always prioritized financial education even though knowing how to make informed decisions about managing finances and avoiding risks forms a critical foundation to long-term stability. From investing in land and crops in the past to buying cryptocurrency today, people should take financial literacy seriously since it plays a vital role in anyone’s attempt to build wealth.
Read MoreMoney Fit by DRS whole-heartedly supports financial literacy month while also encouraging our partners, citizens and clients to promote financial wellness year round.
Read MoreLet’s discuss the four rules you should consider following before even thinking about applying for a credit card or a store card. Following these rules will greatly improve your chance at successfully managing and building your personal credit portfolio.
Read MoreThe holidays represent a time of extreme spending and frenzy. If you are in a hurry to complete your holiday shopping while planning parties and other festivities, you might not pay as much attention to your finances or suspicious charges. Fraudsters know this and take advantage of this busy time and increase their criminal activity during the holiday season.
Read MoreFrom its terminology to its portrayal in popular culture, bankruptcy presents a confusing picture of how its processes work and how filers go about actually getting protection for their assets. You hear the term, “Declare bankruptcy,” but where do you declare it, and how do you declare it?
Read MoreThe first part of our four-part series titled Bankruptcy in America examines why people file for bankruptcy. We review some of the most famous bankruptcy filers and emphasize that bankruptcy can indeed happen to anyone. We also take a look at the numbers of bankruptcy filers, as well as the variety of reasons why they chose bankruptcy as a solution to their financial situation.
Read MoreMoney Fit by DRS Inc. is publishing a four-part series to explain the bankruptcy process in great detail. Our intention is to create a guide for individuals looking to understand the bankruptcy process so they can make informed decisions on whether this is an alternative to dealing with their debt that they should explore further.
Read MoreTalking to children about money can appear hard. Parents my fear that they are not appropriate role models, or they believe that the money talk can wait until their child is ready to head off to college.
Read MorePowerCash is a small amount of your current spending that you can “redirect” toward your goals with as little pain as possible. While it may seem small, the savings can boost your finances to the next level!
Read MoreExperienced HR professionals, CEOs, executive directors and managers know this from experience. Fortunately, most employees know they are expected to leave their personal issues at home and not let them affect their work.
Read More
