Payday Loan Consolidation: Payday Loan Relief That Works

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Money Fit is a national, award-winning nonprofit consumer credit counseling and debt relief service that has helped hundreds of thousands of individuals become debt-free for the last 25 years. We have built relationships with some of the nation’s largest payday lenders to help you obtain financial relief.

Payday Loan Help From An Award-Winning Nonprofit

You can break the cycle of payday loan borrowing, and we can help. If you’re one of the thousands of consumers that are stuck in the payday loan borrowing cycle, chances are you have multiple payday loans you’re contending with. Our Payday Loan Consolidation services are focused on one thing, getting you out of debt in the quickest and most pain-free manner possible.

How Payday Loan Consolidation Works

First, we start with a free consultation and review your situation. We’ll learn about who you owe, how much, and what your overall financial picture is like. We’ll discuss what options we have for assisting you in repaying your payday loans and talk about how relying on payday loans can be avoided so that you truly break the expensive and stressful cycle of payday loan debt.

Once we determine that we can work with your payday loan lenders, and you enroll in our repayment program, we’ll contact them and work out consolidation arrangements. You’ll then make one, more affordable, monthly payment through Money Fit, until your loans are paid in full.

How To Get Help With Your Payday Loans

One issue consumers face when trapped in payday loans is that they may feel embarrassed or shame for their finances spiraling out of control. We want you to know that our highly skilled and trained counselors are here to prevent this situation from occurring again. We believe it takes strength and courage to face such challenges head-on. Rest assured our staff will be there to encourage you every step of the way.

You’re Not Alone

We understand how isolated payday loans can make an individual feel. It’s often a financial source of desperation, that comes with extremely high fees for the short-term loans. According to, over 12 million Americans use payday loans each year and they end up paying over $9 billion dollars back in fees. That’s an average of $750 per person.

With millions of consumers borrowing payday or other short-term loans, you’re hardly alone.

The Borrowing Ends Here

Notice to Florida Residents

Announcement: Florida Residents with Payday Loans may qualify for receiving a 60 day deferment on their payday loan payments. The State of Florida has protections in place, called the Payday Advance Law, that assist payday loan borrowers by creating space between when payments are due to the lender in order to provide the borrower financial relief and time to review their options. Money Fit is authorized in the State of Florida to assist in the deferment and repayment process.

Call 1-800-432-0310 or visit
Florida Payday Loan Deferment for more information.

Money Fit doesn’t lend money. We consolidate consumer debt, in this case, payday loans, into one monthly payment that we negotiate with the original lenders. This means that you’ve effectively put a stop to receiving one loan, to pay another one, and perhaps another one. You won’t have to worry about needing another loan to cover what you’ve consolidated with us because when you’re done, your dependency on covering one loan with a second loan is over.

The Best Payday Loan Consolidation - With Much More To Offer

Money Fit is a nonprofit consumer credit & debt counseling organization that has a wide array of services designed to help individuals pay their unsecured debt in a fraction of the time it would take for them to on their own.

Debt Relief Services that we offer include:

Free and Confidential Payday Loan Consolidation Services

We look forward to helping you overcome your current financial situation. Our mission, from day one, has been to provide peace of mind and encouragement in a meaningful manner to any individual dealing with debt-related problems. We’re good at what we do because we care.

Call (800) 432-0310 or enter your information on our site so that you can receive your free consultation.

We also invite you to review our free financial resources at the Money Fit Academy. These tools can teach you how to prevent debt-related issues and improve all aspects of your finances.

Related Articles: Should I Get a Payday Loan?

Disclosure: This is not a loan offer as Money Fit by DRS does not lend money. We are a nonprofit 501 (c)(3) organization. Not all payday lenders work with nonprofit Credit Counseling Organizations and accept restructured payment terms. Your Credit Counselor will advise you of your options.